My cup runneth over
Live long, healthy, prosperous and happy life. What part of that is difficult to understand?
Indeed, ultimately it is just between you and God. But! yes But! You were not created to live alone.
So while you are alive make memories. Both tangible and intangible. Share your prosperity by CREATING and BUILDING because this is the only way that the next generation of humans will prosper.
It is true that you do not take the tangibles with you in the afterlife. But the intangibles definite goes with you. So make plenty of it!
Be as rich as you can be with memories.